*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
:root {
  --navy:     #1F3864;
  --blue:     #2E75B6;
  --gold:     #C9A84C;
  --dark:     #0b0f1c;
  --dark2:    #111827;
  --cream:    #E8E4DA;
  --muted:    #8A9AB5;
  --white:    #FFFFFF;
  --border:   rgba(46,117,182,0.18);
  --gold-dim: rgba(201,168,76,0.15);
}
html { scroll-behavior: smooth; }
body { font-family: 'Montserrat', sans-serif; background: var(--dark); color: var(--cream); min-height: 100vh; overflow-x: hidden; }

::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--dark); }
::-webkit-scrollbar-thumb { background: var(--navy); border-radius: 3px; }

.page-wrap { padding-top: 72px; min-height: 100vh; }

/* ── Navigation ── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(11,15,28,0.92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
}
.nav-inner {
  max-width: 1200px; margin: 0 auto;
  padding: 0 40px;
  display: flex; align-items: center; justify-content: space-between;
  height: 72px;
}
.nav-logo { display: flex; align-items: center; gap: 14px; text-decoration: none; }
.nav-logo-icon { width: 38px; height: 38px; }
.nav-wordmark { display: flex; flex-direction: column; gap: 1px; }
.nav-the  { font-size: 8px; letter-spacing: 5px; color: var(--muted); text-transform: uppercase; }
.nav-bv   { font-family: 'Cormorant Garamond', serif; font-size: 18px; font-weight: 600; color: var(--cream); letter-spacing: 2px; text-transform: uppercase; line-height: 1; }
.nav-firm { font-size: 7px; letter-spacing: 6px; color: var(--muted); text-transform: uppercase; }

.nav-tabs { display: flex; gap: 4px; }
.nav-tab {
  padding: 8px 20px;
  font-size: 11px; font-weight: 500; letter-spacing: 1.5px; text-transform: uppercase;
  color: var(--muted); cursor: pointer; border-radius: 3px;
  transition: all 0.25s; border: none; background: none;
  font-family: 'Montserrat', sans-serif;
  text-decoration: none; display: inline-block;
}
.nav-tab:hover { color: var(--cream); background: rgba(46,117,182,0.1); }
.nav-tab.active { color: var(--gold); background: rgba(201,168,76,0.08); border-bottom: 2px solid var(--gold); }
.nav-portal-btn {
  padding: 10px 24px; background: var(--gold); color: var(--dark);
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase;
  border: none; border-radius: 3px; cursor: pointer;
  font-family: 'Montserrat', sans-serif; transition: all 0.2s;
  text-decoration: none; display: inline-block;
}
.nav-portal-btn:hover { background: #dbb84f; transform: translateY(-1px); }

/* ── Hero ── */
.hero {
  min-height: calc(100vh - 72px);
  display: flex; flex-direction: column; justify-content: center;
  padding: 80px 40px; max-width: 1200px; margin: 0 auto; position: relative;
}
.hero-tag { font-size: 10px; letter-spacing: 5px; text-transform: uppercase; color: var(--gold); margin-bottom: 28px; display: flex; align-items: center; gap: 12px; }
.hero-tag::before { content: ''; display: block; width: 32px; height: 1px; background: var(--gold); }
.hero-title { font-family: 'Cormorant Garamond', serif; font-size: clamp(48px, 7vw, 88px); font-weight: 600; line-height: 1.05; color: var(--cream); margin-bottom: 32px; max-width: 820px; }
.hero-title em { color: var(--gold); font-style: italic; }
.hero-sub { font-size: 15px; font-weight: 300; line-height: 1.8; color: var(--muted); max-width: 560px; margin-bottom: 52px; }
.hero-ctas { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--border); margin-top: 80px; border: 1px solid var(--border); max-width: 680px; }
.stat { background: var(--dark2); padding: 28px 32px; }
.stat-num { font-family: 'Cormorant Garamond', serif; font-size: 42px; font-weight: 600; color: var(--gold); line-height: 1; }
.stat-label { font-size: 9px; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); margin-top: 6px; }

/* ── Buttons ── */
.btn-primary {
  padding: 16px 36px; background: var(--gold); color: var(--dark);
  font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase;
  border: none; border-radius: 2px; cursor: pointer;
  font-family: 'Montserrat', sans-serif; transition: all 0.2s;
  text-decoration: none; display: inline-block;
}
.btn-primary:hover { background: #dbb84f; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,168,76,0.3); }
.btn-outline {
  padding: 16px 36px; background: transparent; color: var(--cream);
  font-size: 11px; font-weight: 600; letter-spacing: 2px; text-transform: uppercase;
  border: 1px solid rgba(232,228,218,0.3); border-radius: 2px; cursor: pointer;
  font-family: 'Montserrat', sans-serif; transition: all 0.2s;
  text-decoration: none; display: inline-block;
}
.btn-outline:hover { border-color: var(--cream); background: rgba(232,228,218,0.05); }

/* ── Sections ── */
.section { max-width: 1200px; margin: 0 auto; padding: 100px 40px; }
.section-label { font-size: 10px; letter-spacing: 5px; text-transform: uppercase; color: var(--gold); margin-bottom: 20px; }
.section-title { font-family: 'Cormorant Garamond', serif; font-size: clamp(32px, 4vw, 52px); font-weight: 600; color: var(--cream); line-height: 1.15; margin-bottom: 24px; }
.section-sub { font-size: 14px; font-weight: 300; line-height: 1.9; color: var(--muted); max-width: 600px; }
.divider { width: 100%; height: 1px; background: linear-gradient(90deg, transparent, var(--border), transparent); }

/* ── Service Cards ── */
.services-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(340px, 1fr)); gap: 1px; background: var(--border); border: 1px solid var(--border); margin-top: 60px; }
.service-card { background: var(--dark2); padding: 44px 40px; transition: background 0.3s; }
.service-card:hover { background: #161d2e; }
.service-num { font-family: 'Cormorant Garamond', serif; font-size: 48px; font-weight: 300; color: var(--gold); opacity: 0.3; line-height: 1; margin-bottom: 20px; }
.service-title { font-family: 'Cormorant Garamond', serif; font-size: 24px; font-weight: 600; color: var(--cream); margin-bottom: 14px; }
.service-body { font-size: 13px; font-weight: 300; line-height: 1.8; color: var(--muted); }
.service-tag { display: inline-block; margin-top: 20px; padding: 4px 12px; background: var(--gold-dim); color: var(--gold); font-size: 9px; letter-spacing: 2px; text-transform: uppercase; border: 1px solid rgba(201,168,76,0.2); }

/* ── Process Steps ── */
.process-steps { margin-top: 60px; display: flex; flex-direction: column; }
.process-step { display: grid; grid-template-columns: 80px 1fr; border-bottom: 1px solid var(--border); padding: 36px 0; align-items: start; }
.process-step:first-child { border-top: 1px solid var(--border); }
.step-num { font-family: 'Cormorant Garamond', serif; font-size: 52px; font-weight: 300; color: var(--gold); opacity: 0.25; line-height: 1; padding-top: 4px; }
.step-title { font-family: 'Cormorant Garamond', serif; font-size: 22px; font-weight: 600; color: var(--cream); margin-bottom: 8px; }
.step-body { font-size: 13px; font-weight: 300; line-height: 1.8; color: var(--muted); }

/* ── ROI Calculator ── */
.calc-wrap { background: var(--dark2); border: 1px solid var(--border); padding: 60px; margin-top: 60px; }
.calc-title { font-family: 'Cormorant Garamond', serif; font-size: 32px; font-weight: 600; color: var(--cream); margin-bottom: 8px; }
.calc-sub { font-size: 13px; color: var(--muted); margin-bottom: 48px; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.calc-inputs { display: flex; flex-direction: column; gap: 28px; }
.field-label { font-size: 10px; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); margin-bottom: 10px; display: block; }
.field-input { width: 100%; padding: 14px 18px; background: rgba(255,255,255,0.04); border: 1px solid var(--border); color: var(--cream); font-family: 'Montserrat', sans-serif; font-size: 16px; font-weight: 500; border-radius: 2px; transition: border-color 0.2s; }
.field-input:focus { outline: none; border-color: var(--gold); }
.field-select { width: 100%; padding: 14px 18px; background: #111827; border: 1px solid var(--border); color: var(--cream); font-family: 'Montserrat', sans-serif; font-size: 14px; border-radius: 2px; cursor: pointer; appearance: none; }
.field-select:focus { outline: none; border-color: var(--gold); }
.calc-results { display: flex; flex-direction: column; gap: 20px; justify-content: center; }
.result-card { background: rgba(201,168,76,0.06); border: 1px solid rgba(201,168,76,0.2); padding: 28px 32px; }
.result-label { font-size: 10px; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); }
.result-value { font-family: 'Cormorant Garamond', serif; font-size: 40px; font-weight: 600; color: var(--cream); margin-top: 4px; line-height: 1; }
.result-note { font-size: 11px; color: var(--muted); margin-top: 6px; }

/* ── Team ── */
.team-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 1px; background: var(--border); border: 1px solid var(--border); margin-top: 60px; }
.team-card { background: var(--dark2); padding: 44px 40px; }
.team-role { font-size: 9px; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.team-name { font-family: 'Cormorant Garamond', serif; font-size: 28px; font-weight: 600; color: var(--cream); margin-bottom: 6px; }
.team-title { font-size: 12px; color: var(--muted); margin-bottom: 20px; }
.team-bio { font-size: 13px; font-weight: 300; line-height: 1.8; color: var(--muted); }
.team-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
.team-tag { padding: 4px 10px; background: rgba(46,117,182,0.1); color: var(--blue); font-size: 9px; letter-spacing: 1.5px; text-transform: uppercase; border: 1px solid rgba(46,117,182,0.2); }

/* ── FAQ ── */
.faq-list { margin-top: 60px; }
.faq-item { border-bottom: 1px solid var(--border); overflow: hidden; }
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-q { width: 100%; text-align: left; background: none; border: none; padding: 28px 0; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.faq-q-text { font-family: 'Cormorant Garamond', serif; font-size: 20px; font-weight: 600; color: var(--cream); transition: color 0.2s; }
.faq-q:hover .faq-q-text { color: var(--gold); }
.faq-icon { width: 24px; height: 24px; border-radius: 50%; border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; color: var(--gold); font-size: 18px; flex-shrink: 0; transition: all 0.3s; }
.faq-item.open .faq-icon { transform: rotate(45deg); border-color: var(--gold); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; font-size: 13px; font-weight: 300; line-height: 1.9; color: var(--muted); }
.faq-a-inner { padding-bottom: 28px; }
.faq-item.open .faq-a { max-height: 300px; }

/* ── Contact ── */
.contact-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; margin-top: 60px; }
.contact-info { display: flex; flex-direction: column; gap: 32px; }
.contact-block-label { font-size: 9px; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; }
.contact-block-value { font-family: 'Cormorant Garamond', serif; font-size: 20px; font-weight: 500; color: var(--cream); }
.contact-form { display: flex; flex-direction: column; gap: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-label { font-size: 9px; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); }
.form-input, .form-select, .form-textarea { padding: 14px 18px; background: rgba(255,255,255,0.04); border: 1px solid var(--border); color: var(--cream); font-family: 'Montserrat', sans-serif; font-size: 14px; border-radius: 2px; transition: border-color 0.2s; }
.form-input:focus, .form-select:focus, .form-textarea:focus { outline: none; border-color: var(--gold); }
.form-select { background: #111827; cursor: pointer; appearance: none; }
.form-textarea { min-height: 120px; resize: vertical; }
.form-submit { padding: 16px; background: var(--gold); color: var(--dark); font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; border: none; border-radius: 2px; cursor: pointer; font-family: 'Montserrat', sans-serif; transition: all 0.2s; margin-top: 8px; }
.form-submit:hover { background: #dbb84f; }

/* ── Footer ── */
.footer { background: var(--dark2); border-top: 1px solid var(--border); padding: 60px 40px 40px; }
.footer-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 60px; padding-bottom: 40px; border-bottom: 1px solid var(--border); }
.footer-brand-name { font-family: 'Cormorant Garamond', serif; font-size: 22px; font-weight: 600; color: var(--cream); margin-bottom: 12px; }
.footer-brand-desc { font-size: 12px; color: var(--muted); line-height: 1.8; max-width: 280px; }
.footer-col-title { font-size: 9px; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 20px; }
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-link { font-size: 12px; color: var(--muted); transition: color 0.2s; text-decoration: none; display: block; font-family: 'Montserrat', sans-serif; }
.footer-link:hover { color: var(--cream); }
.footer-bottom { max-width: 1200px; margin: 24px auto 0; display: flex; justify-content: space-between; align-items: center; }
.footer-copy { font-size: 11px; color: var(--muted); }
.footer-disc { font-size: 10px; color: rgba(138,154,181,0.5); max-width: 500px; text-align: right; }

/* ── Animations ── */
@keyframes fadeUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }
.animate { animation: fadeUp 0.6s ease both; }
.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* ── Mobile Nav ── */
.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; padding: 4px; }
.nav-hamburger span { display: block; width: 22px; height: 2px; background: var(--muted); border-radius: 2px; transition: all 0.3s; }
.nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); background: var(--gold); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); background: var(--gold); }
.nav-mobile-menu { display: none; position: fixed; top: 72px; left: 0; right: 0; z-index: 99; background: rgba(11,15,28,0.98); backdrop-filter: blur(16px); border-bottom: 1px solid var(--border); flex-direction: column; padding: 16px 24px 24px; gap: 4px; }
.nav-mobile-menu.open { display: flex; }
.nav-mobile-tab { padding: 14px 16px; font-size: 12px; font-weight: 500; letter-spacing: 1.5px; text-transform: uppercase; color: var(--muted); border-radius: 3px; border: none; background: none; font-family: 'Montserrat', sans-serif; transition: all 0.2s; border-bottom: 1px solid var(--border); text-decoration: none; display: block; }
.nav-mobile-tab:last-of-type { border-bottom: none; }
.nav-mobile-tab:hover { color: var(--gold); background: rgba(201,168,76,0.06); }
.nav-mobile-portal { margin-top: 12px; padding: 14px; background: var(--gold); color: var(--dark); font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; border: none; border-radius: 2px; cursor: pointer; font-family: 'Montserrat', sans-serif; width: 100%; text-decoration: none; display: block; text-align: center; }

/* ── Toast ── */
.toast { position: fixed; bottom: 32px; right: 32px; z-index: 999; background: var(--dark2); border: 1px solid var(--gold); border-left: 4px solid var(--gold); padding: 16px 24px; font-size: 12px; color: var(--cream); opacity: 0; transform: translateY(16px); transition: all 0.3s; pointer-events: none; max-width: 320px; }
.toast.show { opacity: 1; transform: translateY(0); }

/* ── Blog Cards ── */
.blog-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(340px, 1fr)); gap: 1px; background: var(--border); border: 1px solid var(--border); margin-top: 60px; }
.blog-card { background: var(--dark2); padding: 44px 40px; transition: background 0.3s; }
.blog-card:hover { background: #161d2e; }
.blog-card-date { font-size: 10px; letter-spacing: 3px; text-transform: uppercase; color: var(--muted); margin-bottom: 16px; }
.blog-card-title { font-family: 'Cormorant Garamond', serif; font-size: 24px; font-weight: 600; color: var(--cream); margin-bottom: 14px; line-height: 1.25; text-decoration: none; display: block; }
.blog-card-title:hover { color: var(--gold); }
.blog-card-body { font-size: 13px; font-weight: 300; line-height: 1.8; color: var(--muted); }
.blog-card-tag { display: inline-block; margin-top: 20px; padding: 4px 12px; background: var(--gold-dim); color: var(--gold); font-size: 9px; letter-spacing: 2px; text-transform: uppercase; border: 1px solid rgba(201,168,76,0.2); text-decoration: none; }

/* ── Blog Article ── */
.blog-article { max-width: 800px; margin: 0 auto; padding: 80px 40px 100px; }
.blog-article-label { font-size: 10px; letter-spacing: 5px; text-transform: uppercase; color: var(--gold); margin-bottom: 20px; display: flex; align-items: center; gap: 12px; }
.blog-article-label::before { content: ''; display: block; width: 32px; height: 1px; background: var(--gold); }
.blog-article h1 { font-family: 'Cormorant Garamond', serif; font-size: clamp(36px, 5vw, 60px); font-weight: 600; color: var(--cream); line-height: 1.1; margin-bottom: 24px; }
.blog-article .intro { font-size: 16px; font-weight: 300; line-height: 1.9; color: var(--cream); margin-bottom: 48px; border-bottom: 1px solid var(--border); padding-bottom: 48px; }
.blog-article h2 { font-family: 'Cormorant Garamond', serif; font-size: 30px; font-weight: 600; color: var(--cream); margin: 48px 0 16px; }
.blog-article p { font-size: 14px; font-weight: 300; line-height: 1.9; color: var(--muted); margin-bottom: 24px; }
.blog-article ul, .blog-article ol { margin: 0 0 24px 24px; }
.blog-article li { font-size: 14px; font-weight: 300; line-height: 1.9; color: var(--muted); margin-bottom: 8px; }
.blog-article strong { color: var(--cream); font-weight: 600; }
.blog-cta { background: var(--dark2); border: 1px solid var(--border); border-left: 4px solid var(--gold); padding: 32px 40px; margin: 48px 0; }
.blog-cta-title { font-family: 'Cormorant Garamond', serif; font-size: 24px; font-weight: 600; color: var(--cream); margin-bottom: 12px; }
.blog-cta-body { font-size: 13px; color: var(--muted); margin-bottom: 20px; line-height: 1.8; }

/* ── Responsive ── */
@media (max-width: 900px) {
  .nav-tabs { display: none; }
  .nav-portal-btn { display: none; }
  .nav-hamburger { display: flex; }
  .nav-inner { padding: 0 20px; }
  .hero { padding: 48px 20px 60px; min-height: auto; }
  .hero-title { font-size: clamp(36px, 9vw, 60px); }
  .hero-stats { grid-template-columns: 1fr 1fr 1fr; max-width: 100%; margin-top: 48px; }
  .stat { padding: 20px 16px; }
  .stat-num { font-size: 30px; }
  .section { padding: 60px 20px; }
  .section-title { font-size: clamp(26px, 5vw, 40px); }
  .services-grid { grid-template-columns: 1fr; }
  .service-card { padding: 32px 24px; }
  .calc-wrap { padding: 32px 20px; }
  .calc-grid { grid-template-columns: 1fr; gap: 32px; }
  .team-grid { grid-template-columns: 1fr; }
  .team-card { padding: 32px 24px; }
  .process-step { grid-template-columns: 56px 1fr; padding: 24px 0; }
  .step-num { font-size: 38px; }
  .contact-wrap { grid-template-columns: 1fr; gap: 48px; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
  .footer-disc { text-align: center; }
  .blog-grid { grid-template-columns: 1fr; }
  .blog-card { padding: 32px 24px; }
  .blog-article { padding: 48px 20px 60px; }
}
@media (max-width: 600px) {
  .nav-inner { height: 60px; }
  .page-wrap { padding-top: 60px; }
  .nav-mobile-menu { top: 60px; }
  .hero { padding: 36px 16px 48px; }
  .hero-title { font-size: clamp(32px, 10vw, 52px); }
  .hero-sub { font-size: 14px; }
  .hero-ctas { flex-direction: column; }
  .btn-primary, .btn-outline { width: 100%; text-align: center; padding: 16px 24px; }
  .hero-stats { grid-template-columns: 1fr; max-width: 100%; }
  .stat { padding: 18px 20px; }
  .section { padding: 48px 16px; }
  .calc-wrap { padding: 24px 16px; }
  .result-value { font-size: 30px; }
  .contact-wrap { gap: 32px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; gap: 28px; }
  .faq-q { padding: 20px 0; }
  .faq-q-text { font-size: 16px; }
  .process-step { grid-template-columns: 44px 1fr; padding: 20px 0; }
  .step-num { font-size: 30px; }
  .step-title { font-size: 18px; }
}